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Understanding Debt-to-Income Ratio and How to Calculate It
November 25, 2024
Categories: General, Home, Mortgages
When you’re thinking about buying a home, one of the key factors lenders consider is your debt-to-income (DTI) ratio. But what exactly is this ratio, and why does it matter? In this post, we’ll break down everything you need to know about DTI, including how to calculate it, why it’s important, and how it impacts your mortgage or home loan application. What Is Debt-to-Income Ratio? Your debt-to-income ratio is the percentage of your monthly gross income that goes towards paying...
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How to Handle Seasonal Cash Flow Challenges: 12 Tips for Businesses
November 18, 2024
Categories: Business Banking
The holiday season is upon us once again, and for many businesses, it can be a double-edged sword. It's a time of amazing sales and increased revenue, but it can also be a challenging time for cash flow management. Seasonal fluctuations in sales, inventory, and accounts receivable can put a strain on a company's finances, making it difficult to meet financial obligations. So, let’s take a look at common cash flow issues businesses face during the holiday season and some tips on how...
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Beachwood Office (888) 801-1666 Open Geo Locator
Your Preferred Branch
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25201 Chagrin Boulevard
Suite 120
Beachwood, OH 44122
Phone: (216) 359-5580
Fax: (216) 359-5581
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Ada Office
118 South Main Street P.O. Box 135 - Ada -
Beachwood Office
25201 Chagrin Boulevard, Suite 120 - Beachwood -
Bellefontaine North Office
1120 North Main Street - Bellefontaine -
Bellefontaine South Office
1454 South Main Street P.O. Box 670 - Bellefontaine -
Chardon Office
348 Center Street P.O Box 1078 - Chardon -
Cortland Office
3450 Niles-Cortland Road - Cortland -
Dublin Office
6215 Perimeter Drive - Dublin -
Garrettsville Office
8058 State Street - Garrettsville -
Kenton Office
100 East Franklin Street P.O. Box 234 - Kenton -
Lake County Loan Production Office
8373 Mentor Avenue - Mentor -
Mantua Office
10691 Main Street P.O. Box 648 - Mantua -
Marysville Office
160 Coleman's Crossing Blvd. - Marysville -
Middlefield - Main Branch Office
15985 East High Street, P.O. Box 35 - Middlefield -
Middlefield - West Branch Office
15545 West High Street. P.O. Box 35 - Middlefield -
Newbury Office
11110 Kinsman Road, P.O. Box 208 - Newbury -
Orwell Office
30 South Maple Street, P.O. Box 66 - Orwell -
Plain City Office
490 South Jefferson Avenue - Plain City -
Powell Office
10628 Sawmill Parkway - Powell -
Solon Office
6134 Kruse Drive - Solon -
Sunbury Office
492 West Cherry Street - Sunbury -
Twinsburg Office
2351 Edison Boulevard, P.O. Box 560 - Twinsburg -
Westerville Office
17 North State Street - Westerville