Archive - October 2024

October is Cybersecurity Awareness Month, a perfect time to focus on protecting your small business from cyber threats. Small businesses are often targeted by cybercriminals because they typically have fewer resources dedicated to cybersecurity. To help you safeguard your business, Middlefield Bank has compiled 10 essential tips to enhance your cybersecurity posture. 1. Educate Your Employees Your employees are your first line of defense. Conduct regular training sessions to help them...
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Planning for retirement is one of the most important financial decisions you’ll make. With so many investment options available, it can be challenging to determine which ones are best suited for your needs. Two popular choices are Individual Retirement Accounts (IRAs) and Certificates of Deposit (CDs). Let’s explore the differences between IRAs and CDs, so we can help you decide which option is right for your retirement planning. Understanding IRAs What is an IRA? An Individual...
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