Built for Business
Designed to fit your needs.
Just like a house, your business needs to be built on a solid foundation.
Your checking account is that foundation, and should help you make the most of every dollar that you earn.
All of our business checking accounts have been designed to provide maximum benefit to your company to help you on your own path to success.
Account Features
Your account is never just an account. You get the added benefits of powerful banking tools and convenience-focused products like:
- Business Online Banking
- Overdraft Protection
- Electronic Payroll Transfers and ACH Originations
- Commercial Overdraft Protection
- Accounts Receivable Credit Lines
- Individualized Lending Options
- International and Domestic Wire Transfers
- Flexible Cash Options
- Merchant Credit Card Processing
- MasterCard® and Visa® Credit Cards
Find the account that’s right for your business!
| Non-Profit Checking | Small Business Checking | Business Checking | Commercial Checking | Business Money Market Checking |
|---|---|---|---|---|---|
Description | A simplified checking account designed for non-profit organizations. | No matter the size of your business, this basic checking account will meet your needs. | Take care of your everyday banking, plus get extra flexibility with your transactions. | Get the most out of your business checking with built-in analysis. | The perfect account for businesses wanting to earn a higher rate while keeping funds accessible. |
Minimum to Open | $100 | $100 | $100 | $100 | $2,500 |
| Balance Criteria | N/A | $1,500 average daily balance to waive monthly service charge | $5,000 average daily balance to waive monthly service charge | Based on balance and activity | $2,500 or more |
Monthly Service Charge | N/A | $10 if balance not met | $20 if balance not met | $20 | $8 |
How to avoid a Monthly Service Charge | N/A | Maintain an average daily balance of $1,500 or more. | Maintain an average daily balance of $5,000 or more. | The monthly fee cannot be avoided. | Keep $2,500 or more in your account at all times. |
Earns interest? | No | No | No | Earnings credit based on daily available balance. | Yes |
Activity Charges* | $0.35 per transaction items after 50 per month. | $0.35 per transaction items after 100 per month.
| $0.35 per transaction items after 250 per month.
| $0.20 per debit/check $0.20 per deposit and deposited item. | No |
*Activity Charges: Transaction items are any combination of checks paid, deposit tickets, ACH debits and credits, account transfers, ATM, and debit card purchases.
Want to open your next Business Banking Account with Middlefield Bank? Stop in at your nearest location to learn more today.
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