Archive - July 2021

How much to save is a subject that gets much discussion and a variety of answers in the world of personal finance. The truth is, there’s no one-size-fits-all dollar amount because it all depends on your situation, goals, budget, and ultimately, income. That being said, let’s take a look at some general guidelines on how much you should be saving in different stages of your life. The 50/30/20 Rule A popular answer to “how much to save” is the 50/30/20 Rule, from a book...
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There is no doubt that we could all use a vacation after this year! But that doesn’t mean we’re ready to blow the entire bank account on a trip. You just need to know how you can get savvy about saving on your vacay. Check out these tips for planning a summer vacation on a budget!  Set a Budget Before You Plan  Just like we suggest not searching for houses or wedding dresses before you set a budget, you’ll save yourself some heartbreak if you set a budget...
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How much can I reasonably spend on a home? This is a question every single prospective homeowner asks before purchasing a house, and this is exactly what we want them to be asking! While buying a home is a great financial investment to start building equity and wealth, no one wants to be house poor. Create a budget for yourself by using the tips below or jump straight to our mortgage calculator.  Save for a Down Payment and Closing Costs  A...
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