Archive - April 2021

  Budgeting can often feel like a daunting task. Finding a way to budget for your monthly expenses, such as phone bill, rent, mortgage, etc., is just the halfway point of your budgeting voyage. You also might want to consider ways you can put money aside for occasional larger expenses like a vacation, wedding or a new computer. In this post, we explore the best tips you can follow to budget for larger expenses. Plan Ahead Many people will tell you that planning is the key to budgeting....
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Being prepared for a financial crisis or hiccup can take time. Building up your emergency fund isn’t something you can do overnight, but working at it day by day or month by month is an easy way to become prepared without seeing a huge decrease in your funds. But how much is enough? We’re here to let you know!  How much should I save for an emergency fund?  How much you can save will depend on where you are at in life. You will have debts, monthly expenses,...
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Whether you’ve been looking for a while or have just decided to begin the hunt, buying a home is an exciting adventure! With rates so low, it’s the perfect time to become a new homeowner. But do you know some of the things you should be doing before stumbling upon your dream home? We’re here to explain our top four steps to home buying so you can enjoy the journey.  Know How Much You Can Afford  Even though you could get a loan for $300,000, this may...
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Explained: How to Reduce Your Credit Card Debt in 2021 Reducing credit card debt frees up your hard-earned money for other important things, from food and medicine to entertainment. If you're struggling because of a credit card balance, these tips will help you fill in that financial hole.   Know where your finances stand. How much debt do you have currently? How much cash do you need every month to pay bills? What can you eliminate or reduce (entertainment, for example)? The...
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