Available for first-lien residential mortgage loans. Property must be owner-occupied. This offer is not available for Home Equity Line of Credit or Home Equity Loans. Please present this offer on your mobile device or present the ad at the time of application or no later than providing intent to proceed with loan. The $500 closing cost credit cannot exceed the actual amount of closing costs (after deducting any applicable seller credits) and prepaid interest escrow reserves. All applicants are subject to credit approval and must satisfy the Bank’s lending conditions. Property insurance is required. Flood insurance may be required. Additional fees may apply. This offer is valid for loans meeting program criteria with an application date between April 1 and July 31, 2025, and a closing date on or before September 30, 2025. Promo Code: Spring25500