Personal Loans

Life’s larger financial obstacles are challenging enough.

When you work with us, you’ll gain the peace of mind knowing you’re working with a team that has your best interests at heart.

From competitive rates to customized lending solutions, we take the time to ensure you have the means to capitalize on the opportunities life presents.

MB's Personal Loan Options:

• Vacation Loans: Plan your dream vacation without sacrificing your savings. Our vacation loans provide the funds you need to explore the world hassle-free.
• Debt Consolidation Loans: Simplify your finances by consolidating high-interest debts into a single, manageable loan. Say goodbye to multiple payments and high-interest rates.
• Emergency Loans: Life can throw unexpected curveballs. Our emergency loans provide quick access to cash when you need it most, so you can handle unforeseen expenses with ease.
• Education Loans: Invest in your future with our education loans. Pay for tuition, books, and other educational expenses without the burden of high-interest rates.
• Wedding Loans: Celebrate your special day in style. Our wedding loans help you create the perfect wedding experience without the financial worries.
• Medical Expense Loans: Healthcare costs can be a significant financial burden. Our medical expense loans ensure you have the funds you need for necessary medical procedures.
• Personal Line of Credit: Enjoy the flexibility of a revolving credit line. Borrow and repay as needed, giving you constant access to funds for various purposes.

Why Choose Middlefield Bank for Personal Loans?

• Competitive Interest Rates: Our interest rates are designed to be affordable and competitive, so you can borrow the funds you need without breaking the bank. We believe in transparent pricing with no hidden surprises.
• Flexible Loan Terms: Choose a loan term that suits your budget and financial goals. We offer a range of options, so you can repay at a pace that feels right for you.
• Quick and Easy Application Process: Applying for a personal loan at Middlefield Bank is a breeze. Our streamlined application process ensures you get a decision fast, so you can access your funds when you need them most.
• Unsecured Loans: No collateral? No problem. Our unsecured personal loans don't require any assets as security, making it easy for you to get the financing you need.
• Dedicated Support: Our team of financial experts is here to guide you through the loan process, answer your questions, and provide personalized advice to help you make the best financial decisions.

“I have a specific need that doesn’t fit one of your loan products.”

We get it. Not every financial need fits into a neat box. Our lenders can work with you to design a simple, fixed-term loan that can be secured with a wide variety of collateral options. We may also opt for an unsecured loan in the right circumstances.

Print and fill out our application and personal financial statements, then bring them by any of our locations to get started.

Personal Credit Application (PDF)Personal Financial Statement (PDF)

Learn more about MB Personal Loans by completing the short form below to be contacted by your local lender: