Save for Your Goals
Gain peace of mind.
You want to be able to afford the opportunities life brings your way.
Maybe it’s a trip you’ve been wanting to take or a home update that’s been on your to-do list for too long. Or maybe you just want to be prepared for emergencies.
It all starts with a savings account that fits how much you can save and your future financial goals. You can even open your next Personal Savings Account online:
Saving Specifically for Health Care
While health insurance coverage is great, you still may be responsible for thousands of dollar to reach your deductible. A Health Savings Account (HSA) helps you bridge the gap to your insurance deductible.
- The deductible is saved with pre-tax dollars in a special account and may be added to each year.*
- Savings cover your deductible as allowed by the Federal Government.
- This Health Savings Account moves with you, regardless of employment.
- Once you apply for Medicare, the savings becomes yours.
- Checkbook is issued for medical payments as necessary.
* As with all tax related issues, be sure to consult with an accountant or other qualified advisor regarding eligibility and tax implications. All certificates, including Individual Retirement Accounts, carry penalties for early withdrawal.
Choose the right savings account for you!
Once you know which account you want, use our online Digital Account Opening to start the opening process.
Statement Savings | Super Saver | Christmas Club | |
---|---|---|---|
Description | A great starting savings account that grows your savings with interest compounded quarterly. | Ideal for those who can save more and want to grow funds through tiered interest rates that reward larger balances. | Save specifically for the holidays all year long! Funds grow with interest and are disbursed at the end of October in time for the holidays. |
Minimum to open | $10 | $10 | $10 |
Earns interest? | Yes, compounded and paid quarterly | Yes, compounded and paid quarterly | Yes, paid at maturity at the end of October. |
How to avoid a fee | Keep your balance above $100 at all times. | Keep your balance above $3,000 at all times. | There is no monthly fee, so you’re good! |
Fees & limitations | Monthly fee: $2 if daily balance is less than $100 during the statement cycle. | Monthly fee: $6 if daily balance is less than $3,000 during the statement cycle. | Penalty for early withdrawal of funds before the end of October is loss of any accrued interest. |